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A 7-Step Guide to Following Up on a Car Accident (The Right Way)

Many of us just assume that we know exactly what to do post-accident. However, the stress that builds up after a car accident can make actually performing the tasks difficult. By understanding a clear-cut set of steps that will guide you through any accident effectively, you can make yourself much more prepared for this tragic, frustrating situation. If you’re ready to prep, here is a 7-step guide to following up on a car accident (the right way):

1. Check Yourself and Passengers Over for Injuries

The most important action you need to take immediately following an accident is checking on the physical and mental condition of yourself, and the other passengers in your vehicle. Knowing whether they need instant assistance can make the difference between life and death. When considering how to help them out post-accident, however, it will be essential to know how to handle all of the other steps on this list. So as you read this list, make sure to burn it into your memory (as if you find yourself in an accident any time soon, it will come in highly useful). If you find yourself in a devastating accident through no fault of your own, you should make a point to contact an experienced car accident attorney to help you recover damages.

2. Get to a Safe Location

Once the condition of yourself and your passengers has been ascertained, the next crucial step is getting to safety. Sometimes this will simply mean staying put in your car (as long as it’s on the side of the road already), other times this will mean getting everyone out of a car that has become a fire hazard. If you find yourself on a busy highway, you should get into the grass if at all possible. To put it simply, you need to get yourself away from speeding cars, hazards, and any dangerous pedestrians that might be present around you. Doing so will keep you and your company safe.

3. Call 911

Unless you’re in a minor accident, you need to call 911 to report the incident. Doing so will not only help you keep a paperwork trail, and ensure any injuries that need to be treated are taken care of, but it will give emergency services the heads-up they need to clear room around the accident. These efforts will protect both you and everyone else on the road from adding to the accident’s wreckage. If you’re ever in doubt about whether 911 is needed post-accident, it is a better idea to call them and inquire. If they are not needed, they will let you know quickly.

4. Wait for Further Help

Whether you’re waiting for emergency services, a ride home, or someone else, you should stay put and wait for further help. Leaving the scene of an accident before you complete the next few steps on this list will put you in legal danger, so once again, be sure to memorize the steps on this list ASAP.

5. Exchange Information with Other Parties

Once the first four steps are handled, it’s time to communicate with the other parties involved in the accident, so you can determine who may be at fault, and so that you can exchange information. You should both give one another the following information to cover all bases: location of the accident, description of vehicles involved, insurance company and policy numbers, full name and contact information of the involved parties, and the driver’s and license number of the involved parties. Being vigilant during this step could help you keep damage to your insurance rates to a minimum in the long run.

6. Thoroughly Document the Accident

After you’ve exchanged information with the other parties, you should begin taking pictures of the accident scene, and the damage to vehicles. Additionally, you should talk to witnesses if any are present, get a copy of the police report, and take down the names of any involved officers, and any other information that you deem relevant. Doing so will become crucial for completing the next, and final step, effectively. By taking this step seriously, you’ll be back to relaxing in your man cave in no time!

7. Notify Your Insurer so the Claims Process Can Begin

Finally, you simply need to get a hold of your insurance agency and begin the claims process. Every piece of information you’ve gathered in the previous steps will become invaluable here, so never skip any step on this list. Once you’ve started the claims process, you can rely on your agent to guide you through the remainder of the process.

Drive Safe in 2022

By driving safely this year, you can avoid the need to put this useful guide into action. Your insurance, your health, and your sanity will all benefit from an accident-free year, so put all of your efforts toward driving as safely as humanly possible throughout 2022 (and beyond)!


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